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Akcelerant’s next
generation loan
origination system
(SOLUTION.LENDING)
is an innovative
application for both
direct and indirect
lending that has
raised the bar in
automated solutions.
This solution, with
its powerful
decisioning, highly
customizable
applications,
dynamic features,
and extensive
third-party
integrations, will
truly take lending
to the next level.
Using
SOLUTION.LENDING,
you will deliver
instant, automated
decisions to
applicants, from any
origination channel,
with product
offerings to meet
the applicants’
individual needs. |
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Key
Features |
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Modeling |
Increase the number of loans decisioned automatically, based on your institution’s lending policies and tolerances, through business rules and matrices.
Customize your solution to support the products you offer using multiple models.
Create rules and matrices with breakthrough ease using the simple, intuitive Business Language Editor and data from the application, credit reports, collateral, ratios and aggregates.
Build risk, price, and decision models using rules and matrices. |
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Design
and
Workflow |
Easily create application designs to match your lending workflow per product.
Control data access using roles and authorization overrides.
Secure data by limiting changes by role and status on the application.
Include workflow steps that present data entry screens designed to include your desired fields, as well as include automated system process steps to retrieve credit reports, execute models, generate documents and more.
Execute business rules on steps to validate data entry and procedures, add stipulations, offer cross-sell products, assign applications to a queue and more.
Easily navigate through workflow using step-by-step processing with Next/Prev buttons or locate a specific step using the Navigation panel. |
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Queuing |
Easily design queues and groups of queues to match your lending procedures whether centralized or distributed.
Automatically generate email notifications for queuing assignment or if an application exceeds processing time thresholds. |
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Interest
Rate
Management |
Easily update rates using a Base Index Rate Table, and schedule future rate changes to eliminate midnight updates.
Create a customized rate table to manage all rates individually, if needed, for a competitive market place.
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Credit
Bureau
Report
Processing |
Automatically use credit report data for risk, price and decision model rules and matrices.
Access tri-merged reports using a common view of the data for ease in creating business rules and matrices that are bureau independent.
Adjust trade lines using business rules, and automatically calculate missing payments. |
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Cross-Selling |
Integrate the cross-selling platform to deliver specific offers to qualified applicants in order to avoid impersonal blanket offers and recommendations.
Automatically email referrals to other departments within the financial institution.
Create selling scripts to provide a consistent message and improve sales revenue.
Increase income from debt protection plans by providing multiple plan comparisons that can either extend the term or increase the payment. |
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Document
Processing |
Automatically print forms needed for the application using integrated intelligent document processing.
Provide applicants with anytime, anywhere 24/7 signature capabilities. Electronically sign documents at any branch using a signature pad which captures the signature and securely embeds it into the document. Securely email documents to applicants via an encrypted transmission and receive back digitally certified documents using authentication that verifies the identity of the applicants with “knowledge-based questions”.
Automatically index and archive documents to your optical system.
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Reporting
and
Analysis |
Create
individualized
dashboards
to
gain
a
360°
view
of
your
institution’s
lending
processes,
from
origination
through
collections,
all
on
one
dashboard.
Easily
create
customized
reports
using
the
Report
Writer.
Access
real-time
reports
quickly
and
easily
using
dashboard
or
reporting
functionality.
Schedule
regular
reports
to
be
executed
and
automatically
distributed
by
email
to
the
appropriate
staff.
Microsoft®
SQL
Server
Reporting
Services
integration
provides
flexible
reporting
options,
such
as
Microsoft®
Excel®,
HTML,
XML,
PDF,
and
more. |
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Integration |
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Akcelerant is a leader in providing connected technology to the financial industry. Leveraging integration with best-of-breed providers, Akcelerant connects key services with innovative software creating the optimal work environment. |
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